As a medical professional, you understand the need for prudent insurance coverage.
You've made a significant investment in both time and money, and if something were to happen to prevent you from practicing you’d risk all of that hard work being erased.
But protecting your growing practice isn’t the only investment you need to look after. The life you build along the way deserves your attention, too. Think of us as the heart of your insurance and wealth management plan.
At Professionals’ Insurance Centre, we arm you with the insurance you need to protect your future and the customized financial solutions you need to scale your wealth portfolio.
When you partner with us, you get the best of both worlds: experience and longevity. As a father-daughter team, our family roots run deep. We know how important it is to make the right decisions for your loved ones.
In other words, we’re just as committed to your future as you are – and we’ll be there every step of the way, from residency to retirement.
For over 30 years we’ve dedicated our time and energy into ensuring the protection and livelihood of medical professionals, dental practitioners, lawyers and more. But insurance is just the beginning.
We believe an informed client makes an ideal client. When you work with us, we take the time to educate you about financial planning, working alongside you to help build the confidence you need to navigate your finances – no matter what happens along the way.
Our Team
Joe Fazio, CFP
You don’t appreciate the value of insurance until you need it. I realized the true price of protection when my uncle’s diabetes took a drastic turn in his late 40s, leaving him permanently disabled. I saw firsthand how the hardship of this disease and the tragedy of his passing affected his family – not just emotionally, but financially, too.
Unfortunately, we tend to take our health for granted. We think we’ll live forever – but we don’t actually take the time to make a plan for what the future will look like. Money isn’t everything, but the reality is: our lives can become quite challenging without it. This is why it’s so important to me that, as our client, you have the financial means to support your dreams and your lifestyle. This is what drives me.
I’m here to share my 40 years of experience in this industry to teach you what you need to know to make educated decisions (without overwhelming you with unnecessary details). I’ll always make the recommendations that put your needs—and the needs of your (future) family—first. At the end of the day, I just want to help.
Kristen Fazio, BScFS, CHS, PFA
I learned about disability before I learned about long division. Many families wouldn’t even think about discussing money matters at the dinner table, but topics surrounding insurance and financial planning were the norm for my family. I loved listening to my dad’s stories of making a real difference in people’s lives.
Still, joining the family business wasn’t initially part of my plan. I built my early career in forensic sciences. My science background gives me the knowledge and expertise to make professional recommendations for clients who are dealing with a complex medical history, which you wouldn’t expect from your average financial advisor.
Justin Fazio, MFE, CFA
Being the son of an insurance broker, you quickly learn to respect that unexpected events do happen and risks should never be overlooked. In our household, a plan wasn’t complete without thorough consideration of what could go wrong and what our safeguards were. This mindset was impressed upon me early and has similarly been a cornerstone of Professionals’ Insurance for 40+ years. I now take great pride in continuing the company legacy and using this framework to help our clients protect themselves and best plan for their future.
While it is of course important to mitigate risks, not all “risk” is bad. For over 5 years I focused on the productive side of risk-taking while managing complex investment portfolios on Bay Street. This experience helped teach how to effectively manage uncertain outcomes and the art of balancing risk with reward – skills that are immediately applicable to you and your financial future.
Just like in financial markets, uncertainty is an unavoidable part of our lives. It is our job to work with you to develop a plan to navigate those uncertainties and attain your goals. Above all, we are here in your corner and ready to help, no matter the ask.
Angela Punzo
With over 30 years experience in the executive administrative field, Angela is excited to be a part of the Professionals’ Insurance Centre team. She is available to assist both clients, Insurance companies and MGAs, as needed, to best process all aspects of an insurance transaction. Her energetic and organized approach provides first class services to meet the needs of Professionals’ Insurance Centre elite clientele.
